Rates and Insurance
Rates
15-Minute Consultation
Free
This phone call is to see if we’re a good fit for working together. I will ask a few questions to learn more about what kind of support you’re looking for and you’ll have a chance to ask me any questions you might have.
Intake Assessment
$225
Please allow up to 70 minutes for this first appointment. I will be learning more about you and your goals for therapy, and you’ll get a better sense of what it will be like to work together.
60-Minute Session
$175
Most ongoing appointments will be between 55-60 minutes. As needed, we can discuss scheduling appointments that are shorter or longer.
Payment is due at the time of service. I accept all major credit and debit cards, including FSA and HSA cards. Cash and check are also accepted for in-person appointments.
I offer a percentage of my services at one lower rate to help make therapy more accessible for people who could otherwise not access services. If you cannot afford my standard rates please ask about eligibility for and availability of low-cost services.
Insurance
In-Network
Billing in-network means that you pay your copay, coinsurance, or deductible at the time of service, and Genuine Connections Therapy bills your insurance carrier.
I am an in-network provider with Regence Blue Cross Blue Shield of Oregon, PacificSource, Providence, and Moda.
Out-of-Network
If I am an out-of-network provider for your insurance carrier, you will need to pay for services at the time of your appointment. However, you may be eligible for partial reimbursement of fees paid. After paying for your appointment, I can provide you with the documentation needed to submit reimbursement requests from your insurance carrier.
If you don’t have health insurance or are paying for healthcare without using your insurance benefits, you have the right to receive a good faith estimate to protect you from unexpected costs. You can read more about good faith estimates here and read more below about the No Surprises Act.
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Your Rights and Protections Against Surprise Medical Bills
When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from balance billing. In these cases, you shouldn’t be charged more than your plan’s copayments, coinsurance and/or deductible.
What is “balance billing” (sometimes called “surprise billing”)?
When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, like a copayment, coinsurance, or deductible. You may have additional costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.
“Out-of-network” means providers and facilities that haven’t signed a contract with your health plan to provide services. Out-of-network providers may be allowed to bill you for the difference between what your plan pays and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your plan’s deductible or annual out-of-pocket limit.
“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in network facility but are unexpectedly treated by an out-of-network provider. Surprise medical bills could cost thousands of dollars depending on the procedure or service.
You’re protected from balance billing for:
Emergency services
If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most they can bill you is your plan’s in-network cost-sharing amount (such as copayments, coinsurance, and deductibles). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.
Certain services at an in-network hospital or ambulatory surgical center
When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers can bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed. If you get other types of services at these in-network facilities, out-of-network providers can’t balance bill you, unless you give written consent and give up your protections.
You’re never required to give up your protections from balance billing. You also aren’t required to get out-of-network care. You can choose a provider or facility in your plan’s network.
When balance billing isn’t allowed, you also have these protections:
• You’re only responsible for paying your share of the cost (like the copayments, coinsurance, and deductible that you would pay if the provider or facility was in-network). Your health plan will pay any additional costs to out-of-network providers and facilities directly.
• Generally, your health plan must:
o Cover emergency services without requiring you to get approval for services in advance (also known as “prior authorization”).
o Cover emergency services by out-of-network providers.
o Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
o Count any amount you pay for emergency services or out-of-network services toward your in-network deductible and out-of-pocket limit.
If you believe you’ve been wrongly billed, you may contact: The Oregon Board of Licensed Professional Counselors and Therapists: (503) 378-5499 or lpct.board@mhra.oregon.gov
Visit https://www.cms.gov/files/document/model-disclosure-notice-patient-protections-against-surprise-billing-providers-facilities-health.pdf for more information about your rights under Federal law.
Visit https://www.oregon.gov/oblpct/pages/index.aspx for more information about your rights under the state of Oregon.